Terms and Conditions

1. Introduction
Welcome to smartbizleaders.com (“Website”). These Terms and Conditions (“Terms”) govern your use of our services, content, features, and functionality provided through the Website. By accessing or using smartbizleaders.com, you agree to be bound by these Terms. Please read them carefully.

2. Definitions
– “Service” refers to all content, features, and functionality provided through smartbizleaders.com.
– “User” refers to any individual or entity that accesses or uses the Service.
– “Content” includes, but is not limited to, any text, images, audio, video, data, articles, documentation, and other materials found on the Website.
– “Account” means a personalized access profile created by a User, where applicable, for the use of certain Services offered on the Website.

3. Acceptance of Terms
By using smartbizleaders.com, you confirm that you accept these Terms in full and agree to comply with them. If you do not agree with any part of these Terms, you must not use the Website or its Services.

4. Changes to Terms
We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the Website following any such changes indicates your acceptance of the revised Terms. We encourage Users to review this page periodically.

5. Use of Services
Eligibility: You must be at least 18 years old or the age of legal majority in your jurisdiction to use our Services.
Account: To access certain features, you may be required to create an Account. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your Account.
Prohibited Activities: You agree not to use the Website or Services for any unlawful purpose or in any way that could harm, disable, overburden, or impair the Website. This includes but is not limited to:

– Misrepresenting your identity
– Violating any applicable laws or regulations
– Attempting to gain unauthorized access to other Accounts or systems
– Uploading malicious software or code
– Harvesting personal data without consent

6. Intellectual Property
All intellectual property rights in the Website and its Content are owned by or licensed to smartbizleaders.com and are protected by intellectual property laws. You may not copy, modify, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, or sell any Content obtained from the Website without prior written permission.

7. User-Generated Content
You may have the opportunity to submit or post Content to the Website. By submitting Content, you grant smartbizleaders.com a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, distribute, prepare derivative works of, and display your Content in connection with the Service.
You are solely responsible for the Content you provide and must ensure it does not violate any applicable laws or infringe the rights of any third party.

8. Privacy Policy
Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your personal information. Please review it carefully on smartbizleaders.com.

9. Third-Party Services
The Website may contain links to third-party websites, services, or content that are not owned or controlled by smartbizleaders.com. We are not responsible for the content, policies, or practices of any third-party websites or services.

10. Disclaimers and Liability
The Website and Services are provided “as is” and “as available,” without warranty of any kind, either express or implied. We disclaim all warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, smartbizleaders.com, its affiliates, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues resulting from your use of the Website or Services.

11. Indemnification
You agree to indemnify, defend, and hold harmless smartbizleaders.com and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your infringement of any third-party rights.

12. Termination
We reserve the right to suspend or terminate your access to the Website at our sole discretion, with or without notice, if we believe you have violated these Terms or engaged in any conduct deemed inappropriate or unlawful.

13. Governing Law
These Terms are governed by and construed in accordance with the laws of the jurisdiction in which smartbizleaders.com operates, without regard to its conflict of law principles.

14. Miscellaneous
Entire Agreement: These Terms constitute the entire agreement between you and smartbizleaders.com regarding your use of the Website and Services.
Severability: If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Waiver: Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

15. Contact Info
For questions about these Terms, contact us at [email protected].